Business and personal money in one app. Even from one card.
Balanso separates personal from business on its own and shows your online store’s real profit: with stock, cost of goods and debts.
How much does your online store really earn?
Balanso is bookkeeping for online sellers. It separates personal from business even on one card and books cost of goods on sale, so profit, cash flow and the balance sheet agree.
Online store bookkeeping without separate accounts or spreadsheets
Paying for stock and groceries with the same business card? Mark what’s personal and Balanso shows honest profit, money in stock and equity.
- Business and personal on one card
- Cost of goods on sale, not on purchase
- Web and mobile
monobank and PrivatBank connect in a minute; statements from other banks are read automatically.
Three reasons owners pick Balanso over spreadsheets and “yet another finance app”
One card, two ledgers
No need to open a separate account. Mark a purchase as personal and it goes to your family budget, while business profit stays honest.
- Split a single purchase: part business, part personal.
- Several people can share a family budget; the company only sees the total withdrawn.
- Several sole proprietorships, cash and foreign-currency accounts in one company.
Buying stock isn’t a loss
Cost of goods is booked when the item sells. So every month shows your real margin, and profit, cash flow and the balance sheet agree.
The three-month total is the same, ₴60,000. But only Balanso tells the truth every month.
Reports that are easy to read
View any report the way you’re used to: a detailed table with heat-coloured cells, cards with the essentials, income against expenses, or compact tiles. Tap any amount to see the transactions behind it.
- Chart and Excel export in one tap
- Group by day, week, month or year
- Columns by project: Instagram, website, wholesale
Know how much money sits in stock
In warehouses, on the way to customers, in orders from China still on the road. You mark slow-moving stock yourself, and it’s counted separately instead of hiding in equity.
- Sync with KeyCRM or track by hand
- “On its way to us”: ordered, in production, shipped, in customs
- Delivery and customs are added to cost of goods
See what it looks like
Real Balanso screens on the demo company. Light and dark theme, following your system.
On your computer and your phone
The full version in the browser for reports and reviewing transactions. The same books on your phone: check your money, add an expense, mark something as personal.
- The web version works today, on computer and phone
- iOS and Android apps are being prepared for release
- Data syncs across all your devices
And everything else a store needs
Banks sync on their own
monobank and PrivatBank via API. Any other bank statement is read by AI, no templates needed.
Currencies at the day’s rate
Dollars for purchasing, hryvnias for sales. Each transaction uses the rate of its own date.
Counterparties and debts
Who owes you and whom you owe: suppliers, ad accounts, dropshippers.
Payment calendar and plan vs actual
Plan rent, taxes and purchases, then compare the plan with reality.
Move from Finmap
Bring your accounts, categories and full history over from Finmap in a few minutes.
Nothing gets lost
Records are never deleted, only corrected with a reversing entry. You see who changed what and when.
How to start
Open the demo
Explore a ready-made online store with a year of numbers, without entering your data.
Connect your banks
Add a monobank or PrivatBank token, or upload a statement. History loads on its own.
Review once a week
Mark what’s personal and categorise what the system couldn’t guess.
Your data is safe
Bank tokens are encrypted
We store them encrypted and only read statements. Balanso cannot move your money.
Data stays in the EU
Servers and the database are in Frankfurt, Germany.
Role-based access
Your accountant, manager or partner see only what you allow.
Find out what your store really earns
Start with the demo store or connect your own accounts right away.